About

The value of pensions and investments can fall as well as rise, you may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Financial decisions have arguably the biggest impact on our lives after our general state of health and wellbeing. We believe these matters are interconnected, in that setting financial goals can help to achieve a level of freedom.

How people approach their financial goals and objectives can be both emotional, which makes it hard to achieve clarity – and time consuming. We begin by listening to and understanding what motivates each person we meet with. We then conceptualise this into a personal financial plan, which is reviewed and quantified on a regular basis.

MoneyBox Wealth helps people at all stages of their financial planning journey; from mortgages and protection through to investment solutions and pension planning.

 

“Time is a currency you can only spend once, so be careful how you spend It.”  ― Harmon Okinyo

Why Moneybox?

Taking financial advice can be like making a will – it’s something you know you should do but often put off to attend to more pressing and immediate needs.
Furthermore, some people may feel sceptical about whether financial advisers have their best interests at heart; others may be concerned about loss of hard earned savings or acting upon poor advice.

With years of combined experience and expertise, our primary objective is to help you to clarify and achieve your goals in the most efficient and cost-effective way to grow your wealth and protect and nurture your most important assets.

We take our relationships seriously, with trust, transparency and a genuine wish to help at the heart of our business and people.

We are an Appointed Representative of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, who are authorised and regulated by the Financial Conduct Authority.

Common Concerns

Cost of Financial Advice

Cost is a key concern for people when considering seeking financial advice. When we speak with clients, we quickly realise that there is often a gap between what they expect to pay for advice and what advisers charge. In reality, a great financial adviser can create increased wealth through the best custom solutions for you – which far outweigh the costs of the service provided.

The Need for Financial Advice

There is a frequently held perception that only the very wealthy benefit from financial advice and many people fear they do not have enough in savings or assets to warrant it. In reality, most people could significantly increase their savings and financial efficiency by making a few simple but well-informed changes to their finances.

Trust

Trust is something we take seriously. The financial advice market is no stranger to scandal and many people fear of being mis-sold or of advisers not having their best interests at heart. Always ensure that your adviser is properly qualified to give advice.
At Moneybox Wealth, we begin with a face-to-face meeting to fully understand you, your situation and where you would like to get to. We work hard to come up with the best solutions according to your needs, before presenting these to you for further discussion. We do not charge for our services until the advice has been agreed and the relevant transactions pertaining to your individual financial plan have been processed.

Concerns Around Risk

When it comes to investments, understanding you, your vision and your risk profile is paramount. We do not propose a one size fits all solution but work to grow your wealth in the way that you feel most comfortable, with the most appropriate products and funds.

 

“Most people don’t plan to fail, they fail to plan” – John L. Beckley